If you are eligible, your employer is required to automatically enrol you in a workplace pension scheme. When you’re enrolled both you and your employer will pay into the scheme.

However, you have the right to opt out or re-enrol at any time.

We understand that sometimes it’s difficult to put money aside for your retirement. If you want to opt out, it’s worth considering how this might affect your pension savings. By opting out you might lose out on employer and government contributions.

The video below will explain why having a pension is important.

If you have any queries about opting out, please contact member support on 0330 100 3334.









Our broker recommended NOW: Pensions, as they believed it would be our best option. We have not been disappointed, the NOW: Pensions customer support teams are great and always available. — Bromborough Paint & Building Supplies Ltd
NOW: Pensions was attractive to us because the staff were very helpful and they sent over all the information required. This made the decision easy. — Metro Surveillance Group Ltd
NOW: Pensions has a good technical infrastructure combined with a pension product suitable for our team. We couldn’t be happier with NOW: Pensions. — Martin Woods, SALT.agency
I am backing NOW: Pensions, the ATP project, because I believe it will encourage transparency, low costs and decent returns for millions of British employees. — Nigel Waterson, former Shadow Pensions Minister
There is a need for a member-centric solution designed for ease of use with low costs and cutting edge investment strategy, which delivers long term stable returns. ATP’s in-house investment capabilities, combined with our novel and innovative approach, allow us… — Lars Rohde, Governor of the National Bank of Denmark and Former CEO of ATP Group