Auto Enrolment Proposition & Costs

A fully supported workplace pension for all sizes of business

Ideal for companies looking for complete support to set up and manage auto enrolment, NOW: Pensions is a simple way to provide a workplace pension. Backed by the largest pension provider in Denmark, we offer support from technical experts and a dedicated team. We also provide access to online support when you need extra help.

Comprehensive support every step of the way

With the right support and expertise, setting up a workplace pension for the first time needn’t be daunting. It’s true, there’s some work to do but we’re with you at every stage. In fact, over the coming months we will be adding some extra support, specifically for businesses new to pensions, to make sure you get it right.

The detail

Monthly employer service charge

This fee covers setting up your pension, full and ongoing help from your dedicated support team, all email employee communications and the peace of mind in knowing that you’re meeting your legal duties. To benefit from all the comprehensive support we offer, employers will be charged as follows:

Employers not supported by a payroll bureau	£36.00 plus VAT per month
Employers with five or more employees who have a scheme administered by a payroll bureau using the NOW: Pensions' microsite will receive a 44% discount	£20.00 plus VAT per month
Employers who have a scheme administered by a payroll bureau using the NOW: Pensions' microsite and employ up to four people will receive a 65% discount	£12.50 plus VAT per month

The discounted price for employers using a payroll bureau reflects the considerable support payroll bureaux provide with auto enrolment administration for NOW: Pensions.

Our broker recommended NOW: Pensions, as they believed it would be our best option. We have not been disappointed, the NOW: Pensions customer support teams are great and always available. — Bromborough Paint & Building Supplies Ltd

NOW: Pensions was attractive to us because the staff were very helpful and they sent over all the information required. This made the decision easy. — Metro Surveillance Group Ltd

NOW: Pensions has a good technical infrastructure combined with a pension product suitable for our team. We couldn’t be happier with NOW: Pensions. — Martin Woods, SALT.agency

I am backing NOW: Pensions, the ATP project, because I believe it will encourage transparency, low costs and decent returns for millions of British employees. — Nigel Waterson, former Shadow Pensions Minister

There is a need for a member-centric solution designed for ease of use with low costs and cutting edge investment strategy, which delivers long term stable returns. ATP’s in-house investment capabilities, combined with our novel and innovative approach, allow us… — Lars Rohde, Governor of the National Bank of Denmark and Former CEO of ATP Group

Help signing up with NOW: Pensions	Simple online sign up directly from our website. Our easy sign up checklist prompts you for all the information required. Choose your pension scheme from one of five options. There’s a suitable option for every type of business.
Support when setting up your employer portal	Secure access to an employer portal where you can manage company details and upload your pension data. Support with how the portal works via a full user guide, live webinars or our customer support team when you need it. We provide a generic pension data file to use as a template to make sure you gather all the correct information each time you upload your data. Instant data uploads take place online with guidance at every stage. Online file validation tool highlights any problems with your payroll data before uploading to the live environment, so it’s easier to spot and rectify errors.
Experts on hand at every stage* *This service will be introduced in early 2016	Live online chat through your employer portal gives you instant help and support without the need to negotiate a telephone system. Screen sharing through remote access means our experts can take control to correct any issues you have uploading data or managing your employer portal. When you call, our telephone system puts you through to your dedicated support team, so you’ll always talk to someone who has your details to hand. You will also receive a dedicated team and a named team manager. All support teams are based in the UK, have expert technical pensions’ knowledge, but won’t bamboozle you with jargon.
Employee communications provided	We can send out communications and other member information directly to employees on your behalf. To make sure the right person gets the right information at the right time we provide statutory communications based on the data held online in your employer portal. We also hold compliance records and keep them safe as long as necessary. In addition we provide access to the information you need from NOW: Pensions to complete your Declaration of Compliance for The Pensions Regulator.
Ongoing support to help keep your business compliant	Your dedicated support team and named team manager are available to help. Live online chat and screen share provide a quick solution to urgent problems. We provide you with the right information to keep your employees informed about their pension now and in the future. Employee queries are dealt with by expert support staff.

A fully supported workplace pension for all sizes of business

Comprehensive support every step of the way

Monthly employer service charge

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